Question posted by Shelby68011 on February 26th, 2018
Does Wells Fargo Check Credit Before Opening Any Type Of Account?
Credit needed for account
Current Answers
Answer #1: Posted by Odin on February 26th, 2018 2:06 PM
It's unlikely you can open any bank account without the bank's checking your credit--but some banks, including Wells Fargo, offer "second chance" accounts with lenient requirements. CNN has reported:
"Wells Fargo's version of a second chance checking account, Opportunity Checking, comes with a $10 monthly fee that can only be waived with three or more qualifying linked accounts or services (like a debit card or savings accounts), and by either maintaining a $2,000 minimum daily balance or making direct deposits of at least $750 per month."
More at https://twocents.lifehacker.com/how-can-i-open-a-bank-account-when-my-credit-sucks-1585417920.
"Wells Fargo's version of a second chance checking account, Opportunity Checking, comes with a $10 monthly fee that can only be waived with three or more qualifying linked accounts or services (like a debit card or savings accounts), and by either maintaining a $2,000 minimum daily balance or making direct deposits of at least $750 per month."
More at https://twocents.lifehacker.com/how-can-i-open-a-bank-account-when-my-credit-sucks-1585417920.
Hope this is useful. Please don't forget to click the Accept This Answer button if you do accept it. My aim is to provide reliable helpful answers, not just a lot of them. See https://www.helpowl.com/profile/Odin.
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