Layaway Questions?

Cash America's layaway program is a convenient way to buy items without having to pay the full amount upfront. Here's how it works:

Select the item you want to put on layaway. Most items in Cash America stores are eligible for layaway.

Make a down payment of at least 10% of the item's purchase price. You can make your down payment in cash, with a debit card, or with a credit card.

Choose a layaway plan. Cash America offers layaway plans ranging from 4 to 6 months. The longer the plan, the more time you have to make payments.

Make regular payments. You can make payments on your layaway plan at any Cash America store. You can also make payments online or by phone.

Pick up your item once you've paid it off. Once you've made all of your payments, you can pick up your item from the Cash America store where you put it on layaway.

Important things to keep in mind about Cash America's layaway program:

Late fees may apply if you miss a payment.

Your layaway agreement will expire if you don't make all of your payments within the agreed-upon time frame.

You cannot return or exchange items that you have put on layaway.

Here are some of the benefits of using Cash America's layaway program:

No interest or hidden fees

Flexible payment plans

Ability to buy items without having to pay the full amount upfront

Opportunity to spread out the cost of your purchase over time

If you are considering using Cash America's layaway program, be sure to read the terms and conditions carefully before you sign up.

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